Online Baccarat - Play in the Best Online Casinos in the Philippines

Mobile casinos in the Philippines allow you to enjoy the best of baccarat game titles. Different software providers power the online versions of popular baccarat titles, thereby offering varied experiences.

Online Baccarat Rules

Various rules apply when playing in any variant of the online baccarat games. Knowing the rules increases your chances of making a win and eliminates obvious mistakes. No matter if you play live dealer baccarat in online casinos or a regular one, here are some common rules to follow when you want to play at your favorite online casino.

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Online Baccarat Card Values

In online baccarat games, cards take up the point value as stated on their faces for cards 2 to 9. Jack, king, queen and 10 come with no point value. Aces are worth a single point each and jokers are removed from the deck. In online baccarat, the value of cards is determined by the sum of the constituent cards. For example, if you have cards 4 and 5, your total hands’ value will be 9. The highest possible value of a hand is 9. Any values beyond this take up the units digit.

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Baccarat Payouts

Online gambling is definitely exciting with this game. Different hands have different payouts according to the fixed pay scale. There can only be three outcomes, a player, a bank, and a tie. Here are payouts for each of the hands in online baccarat games.

Player Hand

The player hand is the most popular hand to bet on in online baccarat games. It is also called the Punto bet and it is the best hand that is close to nine. This hand pays even money (1:1) on the amount that you have staked

Bank Hand

Bank hand is the most favorable hand as it has the lowest house edge compared to the rest. Since the banker bet wins more often than the player and tie hands, online casinos deduct 5% from the winnings to cater for the lowered risk. Therefore, the bank pays 19:20 on the amount you have won.

A tie

A tie is a bet where you bet on the outcome that the player and bank hands will have the same number of cards. It has the highest payout because it is rare to have such an outcome. Online casinos pay a whopping 8:1 if you are lucky enough to hit a tie.

Baccarat House Edge

Each of the three hands has a house edge that is different from the rest. The online casino bank has the lowest house edge as it stands at 1.17%. You are likely to win three to four times with this choice than any other hand. The Player has the second-lowest house edge that stands at 1.36%. Finally, the tie has the highest house edge that stands at a whopping 14.2%.

Baccarat House Edge

Practice - Online Baccarat Demo & Free Games

Most baccarat online casinos allow you to try various variants of online baccarat in the table games section. This gives you a chance to experience the game and implement some strategies to increase your chances of winning. These free online baccarat games are also great for having fun when you do not want to use any money in gambling. Given that most of the variants have their live version, playing free offers a great chance to practice games that you would play in the live dealer baccarat online casino.

Strategies – How to Win at Online Baccarat Games

If you apply the strategies indicated below, you may increase your online gambling skills in your favorite casino. Here are some of the strategies.

Avoid playing a tie bet at all costs. This is because a tie bet has a house edge of 14.2%. Instead, play with bank hands in most instances as it has a higher chance of winning some cash.

Do not keep track of the patterns. This is because each event is mutually exclusive. Therefore, results happen at random and you will not have a concrete pattern that will guarantee a win in the next step of the game.

Come up with a strategy on how to manage your bankroll. You should determine when it is time to stop and what to do in case you lost or won consecutively. Try to keep your online baccarat sessions short, especially in the live dealer casinos, particularly if you are switching from player to bank bets.

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Baccarat Online Casino Variants

There are various variants of the online baccarat games. While the general objective of each variant is similar to others, the game rules, payouts, and the type of bets may vary from one variant to another in your online casino. Here are the three most popular online baccarat games.


Punto Banco is played with 6 or 8 decks of playing cards. Your objective as the player is to determine whether the player or the bank will win the round. You are dealt two cards for each hand. The game ends when a hand hits a value of 9 with the initially dealt cards after pulling the third.

Chemin De Fer

Chemin De Fer is played with a pack of six decks of cards. The player to the right of the dealer becomes the first banker and nominates the amounts to be wagered on the next hand. Players are dealt two cards, if one has a total value of less than seven, he or she can pull a third card. Otherwise, one with eight or nine wins the game.

Baccarat Banque

This variant is played by four deck of cards. The banker position is then put up for auction. Whenever the online casino banker loses, the position is passed around. If you win a natural eight or nine with the first two dealt cards, bets are settled immediately. Otherwise, a third card is pulled. The total value of the three cards will be used to settle the bets.

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The Best Baccarat Online Casinos in the Philippines

Here are some of the best online casinos in the Philippines to play online baccarat at.


22Bet casino is owned by TechSlutions Group and registered in Cyprus and it’s one of the most popular online casinos. This online casino has a Curacao gambling license. You can play various variants of online baccarat on the platform, including some in the live dealer baccarat section. Players can also make deposits and withdrawals using multiple methods on the site.

Energy Casino

Energy online casino opened its doors in 2013 and has licenses from Malta and the UK gambling watchdogs. The online casino works with various software providers who offer a variety of online baccarat games. Evolution Gaming and Net Entertainment offers online baccarat tables in the live dealer section.

Why Play Baccarat Online In Online Casinos

Online Baccarat is one of the classic card games that come with very low odds and is fun to play. It has easy gameplay and real chances of making some good cash. This makes it suitable for both the newbies and experienced online baccarat players. Besides, most online baccarat Philippines casinos allow you to test the game free before online baccarat real money Philippines gambling. There are also various variants of the game, which you can try in your online casino to vary your gaming experience. Online Baccarat can be played on both the desktop-based website and the mobile casino. Most online casinos also offer apps to enhance your gaming experience. To conclude, online gambling wouldn’t be the same without this game.

Read More About Online Baccarat


Here is a set of questions that offer solutions to various issues faced by online Baccarat players online.

Yes. There is a real money baccarat app. Apps are offered by respective online casinos to allow players to enjoy online baccarat on the go. Check if your favorite online casino has an app.
Yes. You can try various online Baccarat variants free in the table games section. You do not have to sign in many of the online casinos to access the games.
Online Baccarat cannot be rigged as computers deal card numbers at random using the Random Number Generator. Even on the live casino section, there is no chance that you may rig the game. Most online casinos are also checked for fairness.